BENEFITS:
Medical
- Medical insurance is available to all full-time employees.
- Choose from four different plans to accommodate personal health care concerns and needs.
- Premiums are kept low because our plans are self-funded by Air Evac EMS.
- Our network of providers is the most extensive available.
Dental
- See any dentist you choose.
- Free preventative care (cleaning & x-rays 2x year) with no waiting period.
- Coverage available for more extensive services.
- Very low monthly premiums.
Flexible Spending Accounts
Section 125 Cafeteria Plan
- Employees who take advantage of the flex spending account receive a tax break in two ways:
- - Medical Care Reimbursement comes with a debit card and uses pre-tax money to pay for medical, dental, vision and Rx drugs.
- - Dependent Care accounty can be used to pay childcare expenses (up to $5,000/yr) before taxes are applied.
Life Insurance
Accidental Death & Dismemberment
- Each employee enrolled in a medical plan receives, at no cost, a $50,000 term life insurance coverage.
- Also receive $50,000 Accidental Death and Dismemberment coverage.
- No aviation exclusion.
401 (K) Investments with AIG Valic
- Retirement opportunities through a 401 (K) plan with employer match
- Employee 401 (K) contributions will be matched at 50% of that contribution up to a total of 8% of annual pay.
Short Term Disability
- Full-time employees will be provided, at no cost, short term disability coverage.
- Provides a 70% income replacement for qualified disability (including pilot loss of medical).
- Benefit received for up to 6 months.
Long Term Disability
- Provided at no cost to all full-time employees at the end of the short term disability period for a qualified disability (including pilot loss of medical).
- LTD benefits are paid at 60% of your monthly earnings with a monthly maximum of $5,000.
- Benefit received for minimum of 2 years up to retirement age.
Employee Assistance Program
- Available to all employees and their immediate family members.
- Provides confidential support, information and referral service.
- Designed to help employees and their family members cope with every day problems that have added stress to their lives.
Optional Voluntary Insurance
- Supplemental Life - available to employees up to 5X annual salary to a maximum of $500,000; spouses up to half the employee coverage and $10,000 dependent coverage. No aviation exclusion. New hires can elect up to $150,000 with no medical check.
- Vision Plan - basic vision care benefit intended to cover eye examinations and corrective eyewear and contact lenses. Preferred pricing is also available for laser vision correction.
- Personal Accident (AD&D) - Accidental Death and Dismemberment policy for employees, spouse and children for very low rate. Employee can get $10,000 to $500,000 up to 5X annual salary. Spouse can get 60% or 50% or employee amount. Children can get 20% of 15% depending on spouse coverage.
- Health Care Plus - This is a "gap" plan with pay-out for specific incidents: $250 for each hospital confinement, $100 for each emergency treatment, $50 for each non-emergency visit etc.
- Axium Accident Plan - This is an accident policy that pay actual expenses up to the amount selected. Example: Accident (ER) $1,500; Ambulance Transport $750; Single finger $750; Loss of eye $7,500 etc. Also covers bone fractures and dislocations.
- Voluntary Life with Critical Illness - term life policy that also pays a lump sum benefit upon the diagnosis of cancer, heart attack, stroke, rental failure, major organ transplant, heart surgery etc.
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